Buy To Let Mortgages

At Best Mortgage Group

We recognise that as a business owner, your mortgage needs differ from standard customers. Whether you’re an experienced private landlord, portfolio landlord, limited company landlord, or a first-time private landlord, our team of experts guides you through our tailored Buy To Let Mortgage solutions.

Experienced Private Landlord:

Are you managing up to three mortgaged letting properties? We assist in property purchases for letting, Let-to-buy scenarios, and remortgaging to achieve better rates or raise cash. Our lending solutions cover single tenancy and House of Multiple Occupancy (HMO) mortgages, including professional house shares and university student lets.

Portfolio landlord (4+ properties):

Expanding your property portfolio? We keep you updated on the latest market options, addressing lender restrictions on portfolio size. Our team manages total mortgage debt against your properties, ensuring your portfolio continues to grow seamlessly.

Limited company landlord:

Operating as a Limited Company Landlord with a Special Purpose Vehicle (SPV)? We secure funding through mortgage lenders equipped for this purpose. Our expert team considers your overall portfolio and experience during the underwriting process.

First time private landlord:

Embarking on your landlord journey? Whether you’re purchasing a property for Buy To Let or Let To Buy, we assist homeowners in becoming landlords.

Consumer buy to let (CBTL):

For accidental landlords, we provide guidance on regulated Consumer Buy To Let mortgages, offering additional protection compared to business Buy To Let mortgages.

Professional buy to let (BTL):

Tailored mortgages for individuals and companies looking to profit from property rentals. Our team considers various factors, including deposit and loan-to-value (LTV), Interest Cover Ratio (ICR), mortgage types, and tax implications.

Portfolio landlords:

For those with extensive portfolios, our services streamline administration and account management. We analyse your current portfolio and plans and provide advice tailored to your business goals.

At Best Mortgage Group, our Buy To Let Mortgage experts are your most valuable asset. Contact us on 01277 633123 for personalised solutions that align with your unique property investment

A testimonial from one of our besties

Ian, Loreta & Lisa WOW what can I say about this dynamic team of professional hard working mortgage advisers who go above and beyond to get the job done. From the start these guys provided an amazing service their friendly, non judgemental approach makes you feel at ease, they were informative & thorough. We both had past adverse credit issues and ccj’ s and certain we wouldn’t get a mortgage but with Ian’s constant reassurance and professional outlook on things together with the girls behind the scenes reviewing every bit of detail they made our dreams come true and we are now homeowners 🙂 We can’t thank you enough for everything you have done to get us to this point! Would I recommend you? HELL YES!!!

— Najat, Kent

Your home may be repossessed if you do not keep up repayments on your mortgage.

Most buy to let mortgages are not regulated by the Financial Conduct Authority.

Best Mortgage Group is registered with the Data Protection Act 1998 registration No. ZB547561 and is authorised and regulated by the Financial Conduct Authority under the firm reference No. 1005176 as an Appointed Representative of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority under firm reference 786245 and registered with the Data Protection Act 1998 Registration no. ZA178200.