Business Protection – Keep Your Business Financially Resilient
Your business is more than just numbers on a balance sheet — it’s your livelihood, your team’s security, and often your family’s financial future.
But what would really happen if you, a shareholder, or a key employee were suddenly unable to work — or passed away?
For many businesses, the answer isn’t pretty:
- Profits can disappear overnight if a key person is no longer generating revenue.
- Shareholder disputes can arise if shares pass to a spouse or family member who doesn’t want to be involved.
- Loans can be called in early, putting cash flow under huge pressure.
Employee morale and retention can be damaged if promised benefits suddenly stop.
These aren’t scare stories — they’re common challenges we see every year. The sad reality is that many businesses only discover these vulnerabilities when it’s too late.
Our job is to help you see the risks now — and take simple, cost-effective steps to protect your business, shareholders, and employees before a crisis hits.
We offer advice across:
- Shareholder Protection – make sure ownership stays in the right hands.
- Key Person Cover – safeguard profits if a key team member is lost.
- Executive Income Protection – protect directors’ personal incomes.
- Business Loan Protection – ensure loans are repaid even if the worst happens.
Relevant Life Cover & Employee Benefits – tax-efficient perks that attract and retain talent.
