Best Mortgage Group

What if you have had some credit issues

Life happens — and sometimes that means credit blips, missed payments, or defaults. We don’t judge. We specialise in finding mortgages for people with adverse credit and will work with you to rebuild your financial future.
We also help you avoid falling into the same traps by making sure your mortgage and income are fully protected. That way, even if life throws a curveball, you stay on track with your homeownership goals.
Because a business without a protection plan is leaving its future to chance.

Why choose Best Mortgage Group for adverse credit mortgages?

Personalised approach:

We treat each case individually, understanding that many reasons exist for a less-than-excellent credit rating. Our team is non-judgmental, super-friendly and dedicated to helping you secure the ideal mortgage deal.

Expert guidance:

Our Adverse Credit Mortgages experts are experienced in handling various credit situations, and we’ll guide you through the process step by step. We will probably need more information than a standard mortgage application, but that’s okay – we’ll work through it together to get the ideal result for you.

Comprehensive options:

Whether you’ve had CCJs, defaults, missed credit payments, or other financial challenges, we explore your options. Life happens, and lenders understand this, so we’ll work hard to demonstrate your unique position and financial management.

Understanding your credit history:

  • Lenders primarily refer to Experian and/or Equifax for your credit history.
  • But don’t worry about the credit score you see – lenders focus on the details of your history for the last six years.
  • Your recent financial conduct is crucial, and lenders will assess when and why adverse credit events occurred and what you’ve done to improve your situation.

Your personal situation, our solution:

There’s much more to consider based on your situation. Give us a call today, and let’s have a friendly chat about your options. We have so much experience in this area, and we’ll help you secure your mortgage with confidence – even with an adverse credit history.

Contact the Best Mortgage Group team today. Our Mortgage Team is made up of mortgage fanatics (don’t judge please - mortgages are just our bag!). They will guide you through the process professionally and efficiently. Call us on

A testimonial from one of our besties

Ian, Loreta & Lisa WOW what can I say about this dynamic team of professional hard working mortgage advisers who go above and beyond to get the job done. From the start these guys provided an amazing service their friendly, non judgemental approach makes you feel at ease, they were informative & thorough. We both had past adverse credit issues and ccj’ s and certain we wouldn’t get a mortgage but with Ian’s constant reassurance and professional outlook on things together with the girls behind the scenes reviewing every bit of detail they made our dreams come true and we are now homeowners 🙂 We can’t thank you enough for everything you have done to get us to this point! Would I recommend you? HELL YES!!!

Najat, Kent

Your home may be repossessed if you do not keep up repayments on your mortgage.