We’ll help you plan for the “what ifs” so your move doesn’t just feel exciting now but stays financially secure for the future.
Welcome to your home moving adventure!
Step one: Your first hello
When you reach out, we'll have a relaxed chat about your moving plans. Are you upsizing, downsizing, or just fancying a change of scenery? We'll get the basics sorted and talk about what you're hoping to achieve with this move.
Step two: Getting to know your moving story
Time to dive deeper into your goals, budget, and current situation. We'll chat about your existing mortgage – can we port it over, or is it time for something new? It's also worth checking if your current protection still fits your new chapter.
Step three: Your financial safety net check
Here's where we ensure you're not just moving house, but moving forward securely. Most movers focus on the mortgage rate, but it's worth thinking about that monthly payment too. We'll look at your financial resilience – if you couldn't work tomorrow, how would you manage? Think of it as future-proofing your move, because you want to love your new home and keep it secure.
Step four: Finding your perfect mortgage match
Whether you're porting your existing deal or hunting for something better, we'll explore all your options. Moving up the ladder? Switching locations? Whatever your situation, we'll find mortgage solutions that work for your move.
Step five: Getting your ‘yes’ in principle
Time to get you mortgage-ready! We'll secure that Agreement in Principle and get you set up on our handy Mortgage Wallet app, so you can track everything from your phone.
Step six: The application deepdive
Once we've got all your documents sorted and submitted your application, we'll book in your detailed financial resilience review. This is when we ensure your cover matches your real life now, not what it was years ago.
Step seven: Your moving day project manager
While your application works through the system, we'll be coordinating with lenders, solicitors, estate agents, and insurers. Consider us your moving day mission control keeping all the moving parts . well, moving!
Step eight: Keys, cover, and new beginnings!
Your mortgage offer lands, your protection is perfectly tailored to your new situation, and you're ready to make that move with complete confidence.
Step nine: We’re still here for your next chapter
Life keeps moving, and when it does, we're here too. Annual reviews, future moves, protection updates – we'll be your long-term property partners.
What makes us different?
Also, most people review their mortgage regularly but don’t always think to review their protection. We’ll ensure both sides of your financial picture work together perfectly.
